Building the Future of Finance in Emerging Markets

Open Source. Modular. Decentralized. Empowering the next generation of NEOBanks and DeFi startups.

Our Mission

Democratizing Financial Technology

The JHELY Foundation is a non-profit organization dedicated to promoting FinTech and DeFi development where it matters most: in emerging markets.

We believe that financial inclusion starts with accessible technology. By creating open-source modular software and frameworks, we lower the barrier to entry for small merchants, startups, and financial institutions to build world-class financial products.

Open Standard

x402

Driving interoperability and security across the ecosystem.

What We Do

Infrastructure for the New Economy

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NEOBank Frameworks

Modular, open-source building blocks for creating fully digital banks. Launch faster with pre-built compliance and ledger modules.

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Payment Solutions

Robust tools for payment providers and small merchants to accept and process payments securely and efficiently.

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Blockchain & DeFi

Leveraging blockchain technology to bring transparency and decentralized finance capabilities to everyday banking.

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The x402 Standard

We promote and develop around the x402 standard, ensuring seamless integration and future-proof architecture.

A Community of Innovators

We bring together developers, technologists, and financial visionaries to build a more inclusive financial future.

Startups Small Merchants Financial Institutions Developers